(Best & Worst) Allstate Auto Insurance Reviews - ConsumerAffairs. Jul 29, 2022 . Average Allstate car insurance rates vary from around $1,770 to $1,983 per year. You can claim new car, multipolicy or teen driver discounts, and the. AllState Rewards is a program that rewards drivers for their good driving habits. Each time you pass one of their "safe driving" barriers, such as driving 3 consecutive days without any "hard braking" incidents, you earn points. In theory, you can then use those points to get deals on items ranging from watches to restaurant gift certificates.